Refinance With Unpermitted Work in Arizona 2026: What the Appraiser Will Do

Published on: 10/01/2026

Can you refinance a house with unpermitted work in Arizona? An excluded $87,500 garage conversion can push a $400,000 loan from 77% to 92.5% loan to value. See your options. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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